You must have heard of credit cards that are valid for purchasing household things, eating in restaurants, and staying in five-star hotels. Well, most of them are multipurpose cards that you can use anywhere to spend money in a cashless way. However, what if such a credit card exists that you could spend only on a particular thing? How about a credit card only for spending on automobiles? If this sounds interesting, you will surely admire the Firestone credit cardoffered by the rubber and tire company called Firestone.
Firestone Credit Card Sample
Features
Also known as the Firestone Complete Autocare card, the Firestone credit card refers to the plastic money that you can nicely use to incur automobile expenses such as on repairs, servicing, maintenance, replacement, and tires. It’s the right autocare deal from Credit First National Association (CFNA).
Apart from the expenses, the card also provides many perks for all the American automobile addicts. Firestone ensures that their cardholders get all of their facilities for all vehicle types. With these facts, it is clear that all those crazy wheel movers will surely love the Firestone credit card. Moreover, it’s beneficial for the major car repairs and maintenances due to which their credits from other cards do not have to step in.
Now, let’s come down to the basic common facts that all credit cards have. Just like any other credit card, the Firestone credit card charges you an annual rate of 21.84% for different transaction types, which is inside the APR range. However, it offers zero interest rates if you make full payment within the period of six months. Nevertheless, you might still have to act a bit wiser while spending on your car. This is because the card has the delinquency rate (24.84%) in case the holder fails to pay the minimum sum in five days prior to the due date of a transaction. Further, this rate is also applicable to all new account balances for six billing cycles at least.
Further, the Firestone credit card also offers a grace period of 25 days for all cycling balances. In case of fees for late payment, they might increase to 10% of the new balances, for example, $30 for $300 as the new balance. However fortunately, the Firestone credit card charges no yearly fee or hidden fees. So, you can expect some relief as well!
Perks and Privileges
Despite such interest rates, the special perks and privileges are still quite attractive. You can expect discount coupons such as $10 cut off on battery exchange and 50% off on tires as well as online services for card holders such as viewing statements and paying off bills. For your convenience, more than 1,400 branches of Complete Auto Care shops exist across the country. In short, you can pay your bills for automobile maintenance, tube replacement, vehicle repair, and tire maintenance at very nominal rates.
Summary: the Firestone credit card makes life easy by making you spend on necessary expenses via one card.